Frequently Asked Questions

We offer a comprehensive range of insurance products including Health Insurance, Life Insurance (including Term Life), Travel Insurance, Homeowners Insurance, Auto Insurance, Business Insurance, Disability Insurance, and Long-Term Care Insurance. Our portfolio continues to expand as we identify new ways to protect our clients.
Getting a quote is simple! You can either fill out our online contact form, call us directly at (808) 261-1189, or visit our office. We'll gather some basic information about your needs and provide you with competitive quotes from multiple carriers within 24 hours.
Yes, we partner with numerous reputable insurance carriers across the country. This allows us to compare rates and coverage options to find the best possible solution for each individual client rather than pushing products from just one company.
Processing times vary depending on the type of insurance and underwriting requirements. Most applications are processed within 1-3 business days. However, certain types like life insurance may require medical exams and could take longer. We keep you updated throughout the process.
Absolutely! We understand that life circumstances change, and we're here to help you adjust your coverage accordingly. Many policies allow modifications such as increasing coverage limits, adding riders, or changing beneficiaries. Please contact us to discuss your specific needs.
At Sure Cover Policy, we combine industry expertise with genuine client care. Unlike many agencies that focus solely on sales, we prioritize education and relationship-building. Our transparent approach ensures you understand exactly what you're purchasing, and our dedicated support team is always available to answer questions or assist with claims.
Yes, we offer significant discounts when you bundle multiple insurance policies with us. For example, combining your auto and homeowners insurance can save you up to 15% on premiums. We also provide loyalty rewards for long-term clients and special promotions throughout the year.
Filing a claim is straightforward. Simply contact our claims department directly via phone or email, or use our online claims portal. We guide you through the entire process, helping you gather necessary documentation and communicating with the insurance carrier on your behalf to ensure a timely resolution.